Insurance Commissioner Lara Calls For 60-Day Insurance Premium Grace Period Due to COVID-19 Outbreak … [Read more...]

Benefit Considerations in Light of Employee Terminations/Layoffs … [Read more...]

San Francisco Chronicle, by Kathleen Pender California employees who lose work because of the coronavirus may be eligible for a range of benefits including paid sick leave, paid family leave, unemployment insurance and state disability insurance. To inform employees and employers of their rights and responsibilities, the California Department of Industrial Relations and Employment … [Read more...]

COVID 19 Responses by Carrier … [Read more...]

Agency Referrals: A Value-First Approach for New Business w/ Jim Morrison … [Read more...]

Today, Wednesday, March 18th the Senate passed the Families First Coronavirus Response Act, and President Trump is expected to sign the bill shortly. The Act includes several provisions to protect American workers and assist employers in providing emergency paid sick leave, as well as paid family leave in the case of school closures, for working families impacted by COVID-19. The FFCRA requires … [Read more...]

Hello everyone! With all the news being dominated with COVID-19, it's normal to feel anxious, especially with all the school closures and the doomsday messaging going on in social media. We feel it is our role as facilitators of healthcare financing to provide you on the latest details on how your health plan is handling coverage. The insurance carriers have each released guidelines to help … [Read more...]

On Dec. 14, 2018, U.S. District Judge Reed O’Connor issued a ruling that determined the Affordable Care Act (ACA) is unconstitutional because of last year’s change to the federaltax law that zeroed out the ACA’s individual mandate penalty. The ruling was in favor of Texas and a number of states in Texas v. United States , which is the most recent in a series of judicial challenges to the ACA. The … [Read more...]

Cost of Living Adjustments … [Read more...]

On November 29, 2018, the IRS issued Notice 2018-94, which provides a limited extension of time for employers to provide 2018 Forms 1095-C to individuals. It also extends good-faith transition relief from certain penalties for the 2018 reporting year. The deadline for employers to provide Forms 1094-C and 1095-C to the IRS was not extended. Q1: What was Extended? 2018 Forms 1095-C statements … [Read more...]